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Privacy Policy

LAST UPDATED 11/20/2025*

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180 Technologies LLC
Website: www.180.loans

1. Introduction

This Privacy Policy describes how 180 Technologies LLC (“180 Technologies,” “we,” “us,” or “our”) collects, uses, stores, and shares information obtained from Users through the www.180.loans website. By accessing or using this website, you acknowledge and agree to the terms described in this Policy.

This Policy applies to all information submitted through the website, including information provided through online forms, financing inquiry tools, uploaded documents, email or telephone communications initiated from the website, or any other interaction resulting from your use of 180.loans. If you do not agree with the terms of this Privacy Policy, you must discontinue use of the website.

180 Technologies reserves the right to update or modify this Policy at any time. Updates become effective immediately upon posting. Users are encouraged to review this Policy periodically to remain aware of the most current version.

2. Information Collected from Users

180 Technologies collects information that Users voluntarily submit, including:

  • Names

  • Business names

  • Business addresses

  • Email addresses

  • Telephone numbers

  • Descriptions of commercial loan needs

  • Financial details related to business financing

  • Uploaded documents such as bank statements or financial records

  • Any information provided during the commercial lending inquiry process

Information may also be collected when Users communicate with 180 Technologies by email or telephone, including when questions are submitted or when additional information is requested.

Additionally, 180 Technologies collects technical information automatically using standard Internet technologies. This may include:

  • IP addresses

  • Browser type

  • Operating system details

  • Device identifiers

  • Access times

  • Referring URLs

  • Website activity and interaction patterns

This technical data is used to monitor website performance and improve functionality.

3. Use of IP Addresses

When a User's web browser requests a page from the website, the browser automatically provides its IP address to the server. 180 Technologies records IP addresses along with technical details such as browser type and system configuration.

This information helps:

  • Analyze traffic

  • Monitor usage

  • Identify technical issues

  • Maintain website security and reliability

IP address information is treated as internal technical data and used strictly for operational purposes.

4. Use of Cookies and Tracking Technologies

The website may use cookies and similar technologies that store small files on a User’s device. These tools help:

  • Support key website functions

  • Improve performance

  • Authenticate sessions

  • Enhance User experience

  • Understand how Users interact with the website

Cookies do not execute code, contain viruses, or access other data stored on your device. Most cookies expire at the end of a browsing session.

Users may disable cookies through browser settings; however, doing so may limit access to certain website features or functionality.

5. How User Information Is Used

Information collected through this website may be used to:

  • Respond to inquiries

  • Communicate with Users

  • Evaluate commercial financing requests

  • Process uploaded documents

  • Assess potential business loan options

  • Identify suitable lenders or capital providers

  • Assist in underwriting reviews

  • Conduct fraud-prevention checks

  • Provide updates on financing status

  • Improve website operations

  • Maintain internal business records

180 Technologies may also use User information to troubleshoot technical issues, address security concerns, comply with legal requirements, enforce the User Agreement, and maintain accurate operational documentation.

6. Sharing of Information with Third Parties

By submitting information through the website, Users expressly authorize 180 Technologies to share information with:

  • Commercial lenders

  • Business financing institutions

  • Private investors

  • Underwriting partners

  • Technology vendors supporting commercial lending operations

  • Service providers who assist in evaluating financing opportunities

Sharing information with financing partners is necessary to evaluate and pursue commercial loan options.

Once information is provided to a third party, that party may store and handle the information according to its own internal policies, which are outside of 180 Technologies’ control.

180 Technologies does not sell, rent, or trade User information to unrelated third parties, marketing companies, data brokers, or personal finance entities.

7. Confidentiality and Limited Disclosure

180 Technologies treats information submitted through the website as confidential within the context of evaluating commercial financing opportunities. Information may be reviewed internally and disclosed only as reasonably required to identify potential loan sources or respond to legitimate commercial inquiries.

Users acknowledge that confidentiality obligations in formal financing relationships are governed exclusively by any executed Loan Processing Agreement, Technology Services Agreement, or Commercial Consulting Agreement, and that this Privacy Policy does not modify, expand, or replace those contractual terms.

8. Commercial Purpose Only

This website is intended strictly for business, commercial, and investment-purpose financing inquiries.

180 Technologies does not handle:

  • Personal loans

  • Consumer credit applications

  • Residential mortgage transactions

  • Household-targeted financing

Information submitted must relate strictly to commercial lending.

9. Security Practices and Limitations

180 Technologies uses commercially reasonable administrative and technical safeguards to protect User information, which may include:

  • Encryption

  • Access restrictions

  • Secure data storage

  • Firewalls

  • Monitoring tools

However, no electronic system can guarantee absolute security.

Users acknowledge that data transmitted online may be subject to unauthorized access, interception, or misuse. 180 Technologies cannot guarantee that User information will always remain completely secure, and Users submit information at their own risk.

10. Age Restriction

This website is not intended for individuals under eighteen (18) years of age. 180 Technologies does not knowingly collect information from minors. If it is discovered that a minor has submitted information, such information may be deleted and access restricted.

11. User Rights Regarding Information

Users may request:

  • Access to previously submitted information

  • Corrections or updates

  • Deletion of information from internal systems (unless required for legal or business purposes)

Requests related to information previously shared with third-party lenders must be directed to those respective parties, as 180 Technologies does not control external data-handling practices.

12. Retention of Information

180 Technologies may retain User information according to:

  • Commercial lending industry standards

  • Legal requirements

  • Compliance obligations

  • Operational needs

Retention duration may vary based on submission type, documentation requirements, or applicable law.

13. Third-Party Websites and External Links

The website may contain links to third-party external websites. 180 Technologies does not control these sites and is not responsible for their content, privacy practices, or security measures. Users should review the privacy policies of any external sites before submitting information to them.

14. Business Transitions and Corporate Transactions

In the event of a merger, acquisition, sale of assets, restructuring, or similar business transaction involving 180 Technologies, information collected through the website may be transferred to the acquiring or successor entity. Such transfers will comply with applicable law.

15. Legal Compliance and Required Disclosures

180 Technologies may disclose User information if required by:

  • Law or regulation

  • Subpoena or court order

  • Arbitration order

  • Government or regulatory request

Information may also be disclosed when necessary to:

  • Enforce the User Agreement

  • Prevent fraud

  • Address security threats

  • Protect the rights and property of 180 Technologies, its personnel, or its Users

16. No Guarantee of Non-Disclosure

While 180 Technologies uses reasonable efforts to protect User information, it cannot guarantee that information will never be disclosed in a manner not described in this Policy. Users acknowledge the inherent risks of transmitting information over the Internet.

17. Changes to This Privacy Policy

180 Technologies may update or modify this Privacy Policy at any time. Changes become effective upon posting to the website. Continued use of the website following updates constitutes acceptance of the revised Policy. Users who do not accept the changes must discontinue use of the website.

18. Contact Information

Questions regarding this Privacy Policy or requests related to User information may be directed to 180 Technologies using the contact information provided on the website.

© 2026 by 180 Technologies LLC.

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